Vision Plans and Medical Insurance

Insurance in eye care is unique because optometric physicians are providers for both vision plans and medical insurances.  Sometimes we don't know which insurance will be billed until you are in the office.  Your chief complaint, or reason for the visit, dictates which insurance applies.  Medical insurance is often used for specialized testing as well.  See the list below for a list of insurance companies with which we participate. 

Vision Plans are used for the following chief complaints:

•  "I just want a checkup"
•  "I want contact lenses"
•  "I need my glasses prescription updated"
•  "Things look blurry" (caused by a refractive error, like nearsightedness, where glasses or contact lenses can correct the blur)

Medical insurance is used for the following chief complaints:

•  "My eyes itch"
•  "I'm diabetic and need my eyes examined"
•  "I have a red eye,"
•  "My eyes are dry"
•  "Things look blurry" (caused by a medical condition, like cataracts, where glasses won’t correct the blur)

VISION PLANS (call to verify most up-to-date list)

• Aetna Vision One
• Ameritas
• BCBS (Blue Cross Blue Shield)
•  Blue Perks
•  Cigna Vision
•  CompBenefits
•  Davis Vision
•  EyeMed
•  Heritage Vision Plans
•  NVA (Natl Vision Administrators)
•  OptumHealth Vision
•  Principal Financial Group
•  Spectera
•  Superior
•  VCD (Vision Care Direct)
•  VCP (Vision Care Plan)
•  VSP (Vision Service Plan)

MEDICAL PLANS (call to verify most up-to-date list)

•  Aetna
•  Blue Cross Blue Shield
•  Cigna
•  Consociate
•  Great West
• Health Spring
•  Humana
•  Mail Handlers’ Benefit Plan
•  Medicare
•  N. American Administrators
•  PHCS
•  Safeco
•  Signature Health Alliance
•  United Health Care
• United Medical Plan
• UMR
• Windsor